# Pay in instalments for your enclosure.

> Pay for your glass curtain, roof or pergola in instalments: how financing works, which documents are needed and how to apply along with your quote.

## Can you pay for an enclosure in instalments?

In the glazing trade, paying in instalments usually works through a finance company: you sign a consumer credit agreement with it, the company pays for the job and you repay the amount in monthly instalments. The application goes in with the quote and approval is up to the lender. Before signing, compare the total cost with paying upfront.

- Maximum term: (to be confirmed)
- Partner: (to be confirmed)
- Answer: (to be confirmed)

## How does financing for this kind of work usually work?

The financing comes not from the installer but from a finance company it works with. You choose the number of instalments, the company checks your ability to pay and, if it approves, you sign the credit agreement before manufacturing starts.

Before you sign, the company must give you the total amount, the number of instalments and the cost of credit in writing. Always compare the total cost with paying upfront, not just the monthly payment.

- You ask for a quote for the enclosure
- You say you want to pay in instalments
- The finance company reviews the application
- You sign the credit agreement and work begins

## What are the terms of LUNEKS financing?

The final terms are set by the finance company in your agreement.

| Term | Details |
| --- | --- |
| Finance company | (to be confirmed) |
| Number of instalments | (to be confirmed) |
| Minimum amount | (to be confirmed) |
| Which systems can be financed | (to be confirmed) |
| Documents | (to be confirmed) |

## What can you finance?

Choose a system and ask for a quote with financing.

- [Glass curtains](https://luneks.es/en/glass-curtains/): Glass panels with no vertical frames that stack to one side.
- [Frameless sliding glass](https://luneks.es/en/frameless-sliding-glass/): Glass panels that slide behind one another, for wide openings.
- [Insulated glass curtains](https://luneks.es/en/insulated-glass-curtains/): Double glazing for using the terrace in winter too.
- [Retractable roofs](https://luneks.es/en/retractable-roofs/): A roof that opens and closes with the weather.
- [Fixed roofs](https://luneks.es/en/fixed-roofs/): A permanent roof in glass, polycarbonate or sandwich panel.
- [Bioclimatic pergola](https://luneks.es/en/bioclimatic-pergola/): Adjustable louvres that control sun, shade and airflow.
- [Tensioned fabric pergola](https://luneks.es/en/tensioned-fabric-pergola/): Shade from fabric on an aluminium frame, with no building work.

## Questions about financing

### Who provides the financing, LUNEKS or a bank?

It is usually provided by a finance company the installer works with. (to be confirmed)

### Which documents do I need to apply?

(to be confirmed)

### How long does approval take?

(to be confirmed)

### Can I finance only part of the work?

(to be confirmed)

### Can I repay the loan early?

The law allows consumers to repay consumer credit early. The specific terms are set out in the finance company agreement. (to be confirmed)

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https://luneks.es/en/financing/